State Contractor Financing Guides

Everything you need to know about offering customer financing in your state

Licensing requirements, regulations, platform availability, and step-by-step compliance guidance for contractors.

What's in Each State Guide

01

Licensing & Registration

State-specific contractor licensing requirements, bonding minimums, and insurance thresholds that financing platforms verify.

02

Platform Availability

Which major financing platforms (GreenSky, Synchrony, PowerPay, etc.) operate in your state and their specific requirements.

03

Compliance Checklist

Customer disclosures, contract requirements, mechanics lien laws, and other legal requirements for offering financing.

Browse by State

Select your state for a complete guide to offering customer financing as a contractor.

Kentucky

Available

Complete guide to contractor licensing, financing platforms, and compliance requirements.

Read Guide โ†’

Indiana

Available

Local licensing structure, Indianapolis/Marion County requirements, and platform availability.

Read Guide โ†’

California

Available

CSLB licensing, SB 784 dealer fee disclosures, BP&C ยง7159 requirements, and strict compliance rules.

Read Guide โ†’

Texas

Coming Soon

Business-friendly regulations with broad platform availability.

Florida

Coming Soon

Home improvement boom market with specific contractor licensing tiers.

Georgia

Coming Soon

Growing contractor market with evolving financing regulations.

Arizona

Coming Soon

ROC licensing requirements and solar contractor specifics.

North Carolina

Coming Soon

General contractor licensing and home improvement specialties.

Pennsylvania

Coming Soon

Home Improvement Contractor (HIC) registration requirements.

Don't see your state? We're adding new guides every month.

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