State Contractor Financing Guides
Everything you need to know about offering customer financing in your state
Licensing requirements, regulations, platform availability, and step-by-step compliance guidance for contractors.
What's in Each State Guide
Licensing & Registration
State-specific contractor licensing requirements, bonding minimums, and insurance thresholds that financing platforms verify.
Platform Availability
Which major financing platforms (GreenSky, Synchrony, PowerPay, etc.) operate in your state and their specific requirements.
Compliance Checklist
Customer disclosures, contract requirements, mechanics lien laws, and other legal requirements for offering financing.
Browse by State
Select your state for a complete guide to offering customer financing as a contractor.
Kentucky
AvailableComplete guide to contractor licensing, financing platforms, and compliance requirements.
Indiana
AvailableLocal licensing structure, Indianapolis/Marion County requirements, and platform availability.
California
AvailableCSLB licensing, SB 784 dealer fee disclosures, BP&C 7159 requirements, and strict compliance rules.
Texas
Coming SoonBusiness-friendly regulations with broad platform availability.
Florida
Coming SoonHome improvement boom market with specific contractor licensing tiers.
Georgia
Coming SoonGrowing contractor market with evolving financing regulations.
Arizona
Coming SoonROC licensing requirements and solar contractor specifics.
North Carolina
Coming SoonGeneral contractor licensing and home improvement specialties.
Pennsylvania
Coming SoonHome Improvement Contractor (HIC) registration requirements.
Don't see your state? We're adding new guides every month.
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